Passaic, NJ Disability (SSDI) Lawyer

Access to disability benefits is important for various individuals in Passaic. Depending on your work history and disability, you might be eligible for Social Security Disability Insurance (SSDI) benefits.

Depending on how much you earn in additional income each month, you might be able to work while receiving Social Security Disability Insurance benefits in Passaic. That said, if you earn too much in additional income, you might unintentionally trigger a trial work period (TWP). If left unchecked, a trial work period might cause you to lose your SSDI benefits. You should receive your SSDI check on the same day each month. If your check is delayed, inform our attorneys. If you are at risk of losing your SSDI benefits because you cannot provide the SSA with updated information regarding your continuing disability, contact our lawyers for assistance.

Call Young, Marr, Mallis & Associates at (609) 557-3081 to schedule a confidential and free analysis of your case from our Passaic, NJ disability lawyers.

Working a Job in Passaic, NJ While Getting SSDI Disability Benefits

Social Security Disability Insurance benefits provide supplemental income to those who can no longer work because they have an injury or illness. This means that working any top of job is not always possible for those who receive SSDI benefits in Passaic.

If you are eligible for SSDI benefits, that means you cannot earn sufficient income on your own because of your medical condition. That said, SSDI benefit recipients are permitted to work part-time jobs to earn a bit of additional income, provided it is not too much. The Social Security Administration (SSA) only allows SSDI benefit recipients to earn $1,470 in additional income per month, or $2,460 if they are blind. This is known as the substantial gainful activity (SGA) limit. Earning over this limit regularly can put you at risk of losing your SSDI benefits in Passaic. You do not have to worry about this if you do not work at all while receiving SSDI benefits.

Trial Work Periods and SSDI Eligibility in Passaic, NJ

Although the SGA limit for most SSDI recipients is $1,470 per month, earning around that much in additional income on a regular basis might trigger a trial work period, putting your monthly benefits in jeopardy.

A trial work period is automatically triggered anytime an SSDI recipient earns more than $1,050 in a month. For the upcoming year, 2024, the TWP limit will increase to $1,110 per month. Earn this amount per month over a nine-month period, and your eligibility for SSDI benefits might be called into question.

TWPs exist to test whether or not an SSDI recipient can feasibly return to work and support themselves without assistance from the SSA. Because these periods are automatically triggered based on your reported income, it is important to carefully track your additional income if you work a part-time job while receiving SSDI benefits. If a TWP is triggered and you are unaware of it, the SSA might revoke your SSDI benefits.

Following a completed TWP, there is a three-year period of extended eligibility. During this time, you can prove that you still require SSDI benefits despite having earned additional income.

SSDI Benefit Payment Dates in Passaic, NJ

The Social Security Administration pays out SSDI benefits monthly. If you do not get your check for the month, contact our disability lawyers to rectify the situation.

You will receive your monthly SSDI check on the second, third, or fourth Wednesday of the month, depending on your birthday. You cannot change your payment date. Getting your check sent by direct deposit to your bank account is easiest. Mailing delays might cause you to get your check late if you opt to receive it by mail.

If you move or change your banking information, report those changes to the SSA immediately so that your benefit check is unaffected.

Any number of issues could cause your SSDI check to be late. If you do not get yours on time, do not assume that it will show up in a day or two. It is best to act quickly when this happens to ensure the SSA did not make an error and will promptly send you your monthly check.

Keeping Your SSDI Payments in Passaic, NJ

Maintaining access to regular payments after you are approved for SSDI benefits is important. You can do this by maintaining good communication with the Social Security Administration.

The SSA always wants to ensure that all individuals receiving SSDI benefits remain eligible. Because of this, the SSA might review your continuing eligibility from time to time. If your medical condition is expected to improve, the first continuing disability review will likely take place six to 18 months after your claim is approved. If your medical condition may improve, the first continuing disability review will take place within three years. If your medical condition is not expected to improve, a continuing disability review will take place every seven years.

That said, the SSA can review your continuing eligibility for SSDI benefits at any time. Because of this, you should always be prepared to present the SSA with evidence of your additional income, if you have any, and any current medical records regarding your disability.

If the SSA decides your disability has improved and you are able to return to work, your disability benefits will be revoked. This can also happen if you complete a trial work period in Passaic. While you might be able to appeal the SSA’s decision to take away your benefits, doing so can be difficult. Generally, it is best to prepare for the possibility of a continuing disability review so that you can ensure you keep your SSDI benefits.

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You can call our disability lawyers at (609) 557-3081 to have Young, Marr, Mallis & Associates evaluate your case for free today.

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