Hamilton Twp., NJ Disability (SSDI) Lawyer
Thousands of New Jersey residents face the financial challenges of a long-term or permanent disability. Obtaining Social Security Disability benefits is not a cut-and-dry process and it can be challenging when it comes to meeting the Social Security Administration’s qualifying requirements. Disability benefits require lengthy applications through the Social Security Administration or other state agencies depending on whether your disability is permanent or temporary. An experienced can help you navigate through this process.
Young Marr & Associates are highly skilled disability lawyers in Hamilton, NJ. Their established practice of Disability Law has a success rate of 80% because they are committed to helping clients. We are proactive and stand ready to make this intricate process a lot simpler. Call us at (609) 557-3081 to schedule a free consultation.
Average Disability Lawsuit Timeline in New Jersey
While the State of New Jersey approves more disability claims in comparison with other states, more than half of the claims filed by New Jersey Social Security Disability applicants are still denied by the Social Security Administration. This can be a complicated process because you have to show that functional limitations rise to a level that you cannot do your work. On top of the challenges in filing the application, nearly 80 percent of initial appeals are also denied. This means rejected applicants will have to obtain a hearing before an Administrative Law Judge to argue their case and be approved for the disability benefits that they so desperately need.
There are tactics we can utilize to prevent lengthy delays have a request reviewed and if an application is denied. For example, if an initial written application is rejected, you can file an “on the record request” (OTR) or make an official request known as “Request for Consideration.” An OTR is a speedier decision based on medical records whereas with a reconsideration takes an average of four months. The OTR is sent directly to the Administrative Law Judge. After you either ask for a reconsideration or file an OTR, if you’re denied, you can still appeal that decision. After that, you have a right to go to federal court. Disability benefits are a necessity. You have no time to waste. With the right legal representation, the process can move along swiftly.
Insurance Coverage for Disability Benefits in New Jersey
People with disabilities who may be able to do some work may worry about how they will get or keep a job. There are disability rights laws that protect you. An experienced attorney understands how these laws work and can help you understand their application in your case.
Workers with disabilities need health insurance. New Jersey has health insurance programs for people and families with low income and resources. If you are denied Medicaid or your requests for benefits under the Federally Qualified Health Centers (FQHCs), or the New Jersey Workability program you should talk to an experienced disability attorney. All these programs have requirements that can lead to confusion, and a skilled attorney can help you protect your rights to health care coverage.
Applying for Temporary Disability in New Jersey
Temporary disabilities can present many unwarranted financial challenges, and there are ways an attorney can help you assert your rights. New Jersey has a robust body of laws that protect people with temporary disabilities.
The New Jersey Rehabilitation Act
The New Jersey Rehabilitation Act protects against discrimination in hiring, pay, advancement, and job duties for people with disabilities. If your employer violates these laws, a seasoned attorney is best prepared to fight for your constitutional rights.
Reasonable accommodations can help a worker with a disability keep a job. Disability rights laws allow workers to request modifications or adjustments to a position or work environment that will enable them to do the essential functions of a job. Denials of this basic right is a common difficulty that disabled workers can face. This can be key for your recovery or your continued ability to work at least part-time. Since this is a protected right under New Jersey law, you may want to talk to an experienced attorney about the problems you’re facing and the potential health complications you may suffer if the problem is not corrected.
New Jersey State and Federal Disability Discrimination Laws
State and federal laws can give protection from firing or discriminating against workers on medical leave. The Family and Medical Leave Act (FMLA) can provide up to 12 weeks of unpaid, job-protected leave per year for a worker’s serious medical condition. Some close family members can also use the FMLA to care for a person with a severe medical condition.
The New Jersey Family Leave Act (NJFLA) provides 12 weeks of unpaid job-protected leave in a 24-month period to provide care for the severe illness of a parent, child, or spouse.
Workers’ Compensation for Temporary Disability in New Jersey
The Temporary Disability Insurance (TDI) is available to people who suffer a disability for a short period of time, and it is not job-related.
When the disability is job-related, then you can seek workers’ compensation benefits. This is a type of no-fault insurance that can partially replace wages and provide some medical help.
The New Jersey Family Leave Insurance provides up to six weeks of cash benefits to covered individuals to care for sick family members (or to bond with newborn or newly adopted children). This is a cash benefit, and not protected job leave, which is covered above.
If you have been denied the rights mentioned above, you should talk to an attorney with enough experience to be able to help you.
Hamilton, NJ Social Security Disability Lawyers Offering Free Consultations
We have been helping clients successfully gain Social Security Disability coverage for more than 25 years and we’ve represented thousands of clients during that time.
One of our attorneys can walk you through the process step-by-step, help you to gather the important documents to support your claim, file the necessary paperwork in a timely manner and if necessary, appeal a claim that’s been denied.
The team of attorneys working at Young, Marr, Mallis & Associates will help you make informed and financially sound decisions. If you’re increasingly overwhelmed with collectors’ phone calls, letters and the fear of losing your home, there is no time to waste. Young, Marr, Mallis & Associates are known to be proactive and relentless advocates of your needs. Call (609) 557-3081 to schedule a free consultation.