Top Four Reasons You Won’t Get Social Security Disability Payments
Receiving notification that examiners have denied your claim for disability benefits is a crushing blow if you’re in a desperate financial situation. Here you are with a serious illness or injury, and the federal government has the gall to deny you access to a fund you’ve already paint into? How can they get away with doing that? As it turns out, there are several reasons why investigators could choose to reject your application, and most of them are your entire fault. Our Philadelphia disability lawyers detail the problem areas they see most commonly and how to correct them – if that’s possible.
Earning too Much Money
Having an income that exceeds the Social Security Administration’s threshold for disability benefits will disqualify you from eligibility. The ceiling for finances isn’t a high one, with those earning more than $1,040 per month (as of 2013) being ineligible. It’s important to note that only working income counts towards this amount, not money obtained through investments. If you can continue working in spite of your physical condition, you should do so. Having a job that pays below the monthly SSDI income limit in Pennsylvania or NJ won’t disqualify you in the eyes of disability examiners.
Uncertain Injuries and Unclear Medical Records
Doctors must expect an injury or illness to reduce your functional capacity significantly for at least 12 months for you to be eligible for disability benefits through the federal government. In many instances, injuries sustained through accidents aren’t serious enough to render you incapable of working for this length of time, which means you can’t get disability pay.
Medical records relating to your illness or injury are critical to obtain approval of your application. In many instances, your doctor’s treatment records are incomplete or you don’t have a doctor currently providing care. If you refuse to cooperate with an independent medical examination as requested by Social Security Disability, you’re application won’t make it through to approval. As our client, we make certain your medical history is as detailed as possible when compiling materials.
Failure to Follow Through with Prescribed Treatment
Following doctors orders to achieve maximum medical improvement is a must for the government to consider you disabled under the law. If you simply refuse to go through with therapy, take prescribed medication, or other doctor-recommended procedure, you can’t recover money for your health problems. Note that doctors must expect the prescribed treatment to restore your ability to perform substantial gainful activities – meaning your ability to work. There are exceptions made if you have significant mental disabilities, have a severe fear of surgery, or are financially incapable of paying for treatment. Our attorneys can assist in exploring all available options before submitting your paperwork to the SSA.
If you, or someone in your family, are suffering with a long-term injury or illness, we can help recover deserved disability benefits to ease any financial pains associated with the condition. Contact our attorneys today for a free consultation. As always, if we cannot recover benefits on you or your loved one’s behalf, there’s no charge for our services.