Why File Bankruptcy?

Advantages of filing either a Chapter 7 or Chapter 13 bankruptcy

• All phone calls and bill collections immediately cease.
• Immediately stop interest charges on credit cards.
• Provides for an orderly form of repayment on your debt.
• You may be able to reduce car payments and mortgage payments.
• May allow for reinstatement of a driver’s license if it was suspended because of an auto accident without insurance.
• Allows you to get rid of Judgments, bank garnishments, and wage attachments.
• Allows you to catch up on car and home payments.
• Allows you to stop utility shut-offs or regain utility service.
• Allows you to improve your credit scores while discharging delinquent credit.
• Allows you to become current on past due mortgage or car payments.
• Stops all foreclosure actions and tax sales while retaining your home and all other personal items.
• Allows peace of mind and the ability to get a fresh start!