Quakertown, PA Disability (SSDI) Lawyer
Millions of Americans apply for financial assistance via the social security system on an annual basis. Social security in the United States is handled by the SSA, or Social Security Administration, which reports that in 2005 alone, nearly 2,700,000 Pennsylvania residents were receiving federal aid. However, while the numbers of successful applications are high, the numbers of rejections are alarming. While the statistics shift by year and region, most estimates pin the grand total of social security denials somewhere between 50% and 70%.
Denials are common — and they’re devastating. If you have lost your ability to work due to age, injury, or illness, the medical, utility, and credit card bills continue to accumulate, regardless of your employment status. If you are falling behind on your payments, it can be a massive emotional and financial strain.
At Young, Marr & Associates, our aggressive Quakertown social security attorneys understand the challenges you’re coping with. We treat all of our clients with compassion, courtesy, and dignity, and we strive to obtain the best possible results for you. Our attorneys have over 25 years of experience, and have represented thousands of clients. To set up a free and confidential legal consultation, call our law offices right away at (609) 755-3115 in New Jersey or (215) 701-6519 in Pennsylvania.
Types of Disability Benefits Available
Before they embark on the process, many people don’t necessarily realize that there are a few different types of disability benefits available:
- SSI (Supplemental Security Income)
- SSDI (Social Security Disability Insurance)
In some cases, people may even be eligible to receive both concurrently, called “concurrent benefits,” but more typically, applicants will receive one or the other. So what’s the difference?
Essentially, SSI is need-based, while SSDI is a return on payments into the social security system. According to the SSA, an individual must have both a limited income and limited resources in order to be considered an appropriate candidate for SSI assistance. According to the SSA, “resources” include:
- Life insurance
- Savings bonds
To be a candidate for SSDI, on the other hand, an individual “must have paid Social Security taxes to become insured for benefits.”
As the SSA states, “The Social Security Disability Insurance program pays benefits to you and certain family members if you worked long enough and paid Social Security taxes. The Supplemental Security Income program pays benefits to disabled adults and children who have limited income and resources.”
What Should I Do if My Disability Claim Was Denied in Pennsylvania?
Social security is a lifeline for many Pennsylvanians, and a denial can be a devastating blow. The good news is, while approval is obviously preferable to denial, denial isn’t final, and it isn’t the end of the story. If your disability application has been denied, we can help you continue forward in one of two ways:
- Submit a new application from scratch.
- Appeal the decision and resubmit a revised application.
In terms of saving time and money, appealing is generally a better decision than starting over from the beginning (the exception being in the case of a missed deadline). How do our attorneys assist in the appeals process?
- Careful review. It’s all too easy to make a mistake or omission when it comes to complicated SSA paperwork. We help review your materials to avoid mistakes.
- Medical coordination. A significant part of being approved is the data contained in your medical records and other information provided by your physician. We work with your doctor to make sure all pertinent records are accounted for.
- Legal representation. With its deadlines and requirements, the appeals process can be daunting. We guide our clients through every step of the way.
Quakertown, PA Disability Lawyers Offering Free Consultations
Applying for benefits is difficult, but our aggressive and experienced lawyers are ready to help you at any stage of the process. To arrange a free consultation with a Quakertown social security lawyer, call Young, Marr & Associates today at 1 (609) 755-3115 in New Jersey or (215) 701-6519 in Pennsylvania.