Why File Bankruptcy?

Advantages of filing either a Chapter 7 or Chapter 13 bankruptcy

  • All phone calls and bill collections immediately cease.
  • Immediately stop interest charges on credit cards.
  • Provides for an orderly form of repayment on your debt.
  • You may be able to reduce car payments and mortgage payments.
  • May allow for reinstatement of a driver’s license if it was suspended because of an auto accident without insurance.
  • Allows you to get rid of Judgments, bank garnishments, and wage attachments.
  • Allows you to catch up on car and home payments.
  • Allows you to stop utility shut-offs or regain utility service.
  • Allows you to improve your credit scores while discharging delinquent credit.
  • Allows you to become current on past due mortgage or car payments.
  • Stops all foreclosure actions and tax sales while retaining your home and all other personal items.
  • Allows peace of mind and the ability to get a fresh start!

Have You:

Been paying credit card balances that seem to never go down?

Lost your job and are now having trouble keeping up?

Attempted to work out a payment arrangement to no avail?

Been notified of a mortgage foreclosure action?

Been denied for a mortgage or other line of credit?

If the answer to any of these questions is “yes” then bankruptcy may be an option that you should consider.

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