If you are looking at a long-term disability case, you are most likely worried about your finances and how you will now provide for your family. Disability isn’t guaranteed and you may have a long process ahead of you. In the meantime, you will still have living expenses as well as medical expenses to prepare for. Here is a brief look at long-term disability and some of your options.

What is Long Term Disability?

This type of disability is for those who have the potential to be off work for longer than just a month or two. For some, it means being off of work for the rest of their lives. Long-term disability usually only applies if you are no longer able to perform the work that you were once able to perform. This means if your most recent job required you to stand on your feet for eight hours and you are now unable to walk, you may not qualify if you had previous experience in fields or positions that don’t have these requirements.

Indirect Disability Benefits

If you have student loans, you may be able to apply to have your loans forgiven. You might also qualify for lower property taxes if you are the owner of the property where you reside. When it comes to programs like energy assistance programs, those who are on medical disability receive aid before those who are not, as long as the program is not purely on a first-come-first-serve basis. While dealing with disability is never ideal, there are benefits your lawyer can help you pursue.

In order to properly file your long-term disability claim, you will need the assistance of an experienced disability lawyer. Dealing with disability claims are difficult not only because of the stress involved when you aren’t able to work but also because the process can become overwhelming and complicated.

Pennsylvania Disability Lawyers Offering Free Consultations

If you or someone you know is considering filing for disability, call our PA offices at 215-515-2954 or our NJ offices at 609-557-3081 to schedule your free initial consultation. We have multiple offices in the Pennsylvania and New Jersey areas with attorneys who can help.