How to Stop a Sheriff’s Sale in Bucks County, PA

After receiving notice of a sheriff’s sale, debtors in Bucks County might begin to panic. Instead, take a deep breath and call our lawyers to stop an upcoming sheriff’s sale of your property.

In order to stop a sheriff’s sale in Bucks County, you should consider filing for bankruptcy. Once you do, an automatic stay will go into effect, stopping a sheriff’s sale and ensuring your property won’t be auctioned off to the highest bidder. If you file for Chapter 13 bankruptcy in Bucks County, you can protect your assets and satisfy debts through a repayment plan. While Chapter 7 bankruptcy involves liquidation, our attorneys may be able to protect certain assets, like your home or car. Call our lawyers immediately after being notified of an upcoming sheriff’s sale of your property in Bucks County so that they can help you stop it.

If you’re facing a sheriff’s sale and need help, reach out to our attorneys. For a free case evaluation with the Bucks County, PA bankruptcy lawyers at Young, Marr, Mallis & Associates, call today at (215) 701-6519.

Stopping a Sheriff’s Sale with an Automatic Stay in Bucks County, PA

Immediately after being notified of an upcoming sheriff’s sale of your personal property or real estate in Bucks County, contact our attorneys. It’s important to act quickly and work to stop a sheriff’s sale as soon as possible. One way to do that is by filing for bankruptcy and taking advantage of an automatic stay.

If you have outstanding debt and haven’t been able to make your payments, you might receive notice of a sheriff’s sale in Bucks County. In a sheriff’s sale, some of your property, like your home, may be auctioned off to satisfy your debts. This is clearly less than ideal, which is why contacting our Pennsylvania bankruptcy lawyers and taking advantage of an automatic stay is important.

When you file for bankruptcy in Bucks County, an automatic stay will go into effect. This can put a stop to an impending sheriff’s sale. Essentially, an automatic stay prevents creditors from engaging in any efforts to make you pay your debts. This includes sheriff’s sales to auction off your personal property and real estate. Automatic stays are immediate, giving our attorneys time to determine the best path forward. If you cannot repay your debts to avoid a sheriff’s sale, the best way to address the issue may be to file for bankruptcy in Bucks County.

How Can Filing for Bankruptcy Stop a Bucks County, PA Sheriff’s Sale?

Filing for bankruptcy can stop a sheriff’s sale in Bucks County once and for all. Although an automatic stay can provide temporary relief for debtors, it doesn’t erase your debts. To accomplish this and avoid a sheriff’s sale, you may have to continue with bankruptcy. The type of bankruptcy you can file for in Bucks County largely depends on your income.

Chapter 7

Chapter 7 bankruptcy, also known as liquidation bankruptcy, is for debtors with insufficient income to pay debts through a repayment plan. While Pennsylvania has few liquidation exemptions, it does provide exemptions for some personal property, including clothing and certain books, like religious texts and school books. Pennsylvania does have a wildcard exemption, which you may be able to use to protect your home or car from liquidation in Chapter 7 bankruptcy. Our attorneys can also help you take advantage of federal liquidation exemptions, which can protect certain assets that might otherwise go up for auction at a sheriff’s sale in Bucks County.

Chapter 13

By filing for Chapter 13 bankruptcy, debtors in Bucks County can avoid losing their assets through liquidation or a sheriff’s sale. Chapter 13 bankruptcy works through a repayment plan. To qualify, you have to pass a means test and earn enough income to support the requirements of your repayment plan. Once you file for Chapter 13 bankruptcy, an upcoming sheriff’s sale will be stopped. Then, our Philadelphia bankruptcy lawyers will devise a repayment plan based on your income and outstanding debts to creditors. With Chapter 13 bankruptcy, you don’t have to worry about losing your car, home, or other property and can instead satisfy debts to creditors by making regular payments over time.

When Should You Call Our Bucks County, PA Lawyers to Stop a Sheriff’s Sale?

Once a sheriff’s sale is ordered in Bucks County, debtors have little time to respond and get their affairs in order. Because of this, it is important to contact our attorneys immediately after you are notified of a sheriff’s sale of your property in order to stop it.

In Pennsylvania, debtors are given at most a six days-notice of a scheduled sheriff’s sale of their property. Less than a week is not much time to assess your situation and make a plan moving forward. In order to stop a sheriff’s sale that’s six days away, contact our Bucks County, PA bankruptcy lawyers.

Our attorneys can assess your financial situation to determine if you can pay off your debts in full to stop a sheriff’s sale. If you cannot do so, filing for bankruptcy may be the best option to stop a sheriff’s sale for good.

If you did not contact our attorneys, were unable to stop a sheriff’s sale, and your home was recently auctioned off, can you get it back? If you were using your property as a residence within 90 days of a sheriff’s sale, you might be able to redeem your property within nine months of the sale if you satisfy the necessary requirements. Our attorneys can explain this process so that you understand the likelihood of getting your property back after a sheriff’s sale. Of course, the way to avoid this issue entirely is by notifying our attorneys of an upcoming sheriff’s sale in Bucks County and putting an end to it.

Call Our Lawyers About Stopping a Sheriff’s Sale in Bucks County, PA

If you need to stop a sheriff’s sale of your property in Bucks County, our attorneys can help. For a free and confidential case evaluation with the Quakertown bankruptcy lawyers at Young, Marr, Mallis & Associates, call today at (215) 701-6519.

Related Articles

The Bankruptcy Process

Many people live paycheck-to-paycheck or have minimal savings. These circumstances mean that even a small financial setback could result in a crisis. When you cannot pay your utility bills, mortgage, […]

Read More »

How Bankruptcy Can Protect You

Filing for bankruptcy is often thought of as a sign of failure. At best, it is seen as a last resort when faced with too many bills, collection letters, or […]

Read More »

Means Testing in Chapter 7 or Chapter 13 Bankruptcy

Bankruptcy has many layers. Before filing, a potential debtor will have to gather their bills, bank statements, tax returns, and proof of all household income for the previous six months. […]

Read More »

Have an Attorney Review Your Case for Free

Get a Free Case Evaluation

Contact Our Attorneys To Learn How We Can Help Your Case


12 Convenient Locations Across Pennsylvania and New Jersey

Philadelphia, PA

7909 Bustletown Ave, 1st Floor Philadelphia, PA 19152 (215) 607-7478 Get Directions

Quakertown, PA

328 Broad St. Quakertown, PA 18951 (215) 515-6876 Get Directions

Allentown, PA

137 N 5th St. Suite A Allentown, PA 18102 (215) 240-4082 Get Directions

Jenkintown, PA

135 Old York Road Jenkintown, PA 19046 (215) 544-3347 Get Directions

Easton, PA

101 Larry Holmes Dr. #212 Easton, PA 18042 (215) 515-7077 Get Directions

Bala Cynwyd, PA

2 Bala Plaza, Suite 300 Bala Cynwyd, PA 19004 (610) 557-3209 Get Directions

Bensalem, PA

3554 Hulmeville Rd, #102 Bensalem, PA 19020 (215) 515-6389 Get Directions

Plymouth Meeting, PA

600 W. Germantown Pike #400 Plymouth Meeting, PA 19462 (215) 515-6876 Get Directions

Harrisburg, PA

2225 Sycamore St Harrisburg, PA 17111 (717) 864-8887 Get Directions

Cinnaminson, NJ

909 Route 130 South #202 Cinnaminson, NJ 08077 (609) 796-4344 Get Directions

Hamilton Twp., NJ

100 Horizon Center Blvd., 1st and 2nd Floors Hamilton Township, NJ 08691 (609) 236-8649 Get Directions

Marlton, NJ

10000 Lincoln Drive E One Greentree Centre, Suite 201 Marlton, NJ 08053 (856) 213-2805 Get Directions

Piscataway, NJ

200 Centennial Ave. Suite 200 Piscataway, NJ 08854 (908) 367-7256 Get Directions