Blog

How to Get a Mortgage Loan Modification After the HAMP Expiration

For many years, homeowners struggled with attempting to modify their mortgage in hopes of saving their home. As a result, the Home Affordable Modification Program (HAMP) was enacted in 2009 as part of the making of a home affordable program. This was a direct result...

Can I Rebuild My Credit After Filing Bankruptcy in Pennsylvania?

Your credit score reflects your financial habits over the years, taking into account factors such as missed payments, credit utilization, and the length of your credit history. Your credit score is financially important, because it is used by banks and lenders to...

Can I Discharge My Student Loans in Bankruptcy in Pennsylvania?

If you’re a college graduate in Pennsylvania, and you’ve been struggling to stay current on your student loan bills, bankruptcy might offer a solution. However, bankruptcy can only eliminate student loan debt under specific circumstances, which means you will need to...

Can You Keep Your House with Chapter 13 Bankruptcy in Pennsylvania?

Many potential bankruptcy filers are, at first, quite hesitant to file a bankruptcy, mostly out of fear that they may lose their home and other assets. While the concern is quite legitimate and, in some cases, even a real possibility, it is a question that we are...

Can I File Chapter 13 Without My Spouse In Pennsylvania?

Individual consumers must always file a bankruptcy case in their name only, while married couples have the option to file a case jointly. However, this is not a requirement, and in some cases, it may not be advantageous to do so. Often times, only one spouse may have...

Have You:

Been paying credit card balances that seem to never go down?

Lost your job and are now having trouble keeping up?

Attempted to work out a payment arrangement to no avail?

Been notified of a mortgage foreclosure action?

Been denied for a mortgage or other line of credit?

If the answer to any of these questions is “yes” then bankruptcy may be an option that you should consider.

Get Your FREE Consultation