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When is it Creditor Harassment in Pennsylvania?

Feb 2, 2021

People who owe others money are sometimes used to phone calls, emails, letters, or other communications from creditors and debt collectors. While creditors are allowed to collect the money owed to them, there are specific rules they must follow. When a debt...

The Effects of Covid-19 on Bankruptcy Filing and Mortgage Foreclosures

Jan 6, 2021

As Covid-19 forced lockdowns across the nation, unemployment skyrocketed, and many industries screeched to a halt as the Gross Domestic Product fell by more than 30 percent in the second quarter of 2020. Despite the bleak economic situation, some economic data like...

Can a Husband File For Bankruptcy Without Their Wife in Pennsylvania?

Jan 6, 2021

The short answer to this question is yes. Any individual can file a bankruptcy case on their own, even if they are married. In a situation like this, the other spouse is usually referred to as the “non-filing spouse” in the case, and their involvement is limited....

Should You File For Bankruptcy Before or After a Foreclosure in Pennsylvania?

Jan 6, 2021

The timing of when a bankruptcy case might be the best option can vary depending on your circumstances, as well as intentions with your home. For those looking to stop the foreclosure process altogether and get their mortgage payments back on track, a Chapter 13...

Can I File for Bankruptcy in New Jersey because of COVID-19?

Nov 25, 2020

Businesses across the country have shut down due to COVID-19. People who were experiencing financial hardships are continuing to do so. Income has been reduced while bills continue to pile up. Many New Jersey individuals suffering under economic strain who were...

What Property is Safe from Liquidation in Chapter 7 Bankruptcy in PA?

Oct 15, 2020

One of the biggest questions that people ask themselves when they are in financial trouble and contemplating filing for bankruptcy is “which of my property will I be able to keep?” Bankruptcy filings can allow you to protect certain personal assets from creditors that...