Recent Blog Posts
What Happens if a Sheriff’s Sale is Improperly Noticed in Pennsylvania?
A sheriff’s sale is one of the final stages of the foreclosure process and is often the last opportunity for homeowners to save their properties from being sold. Before a sheriff’s sale can commence, the relevant parties, including the homeowner, must be notified in accordance with strict legal rules and procedures. If you are… Read More »
Can You Protect a Joint Bank Account in Pennsylvania Bankruptcy?
Bankruptcy is never an easy process, and it may be more complicated if you share assets or accounts jointly with someone else. If you are filing for bankruptcy and not the other person, there may be ways that you can protect the joint accounts. You may protect a jointly held account if the other… Read More »
Can Personal Injury Settlements Be Protected from Bankruptcy in Pennsylvania?
The last thing you want is for a personal injury settlement to be taken by greedy creditors rather than going to the very real damages you have incurred and need help covering if you don’t intentionally protect your settlement with exemptions or by filing Chapter 13. The federal exemption for personal injury settlements during… Read More »
Will Bankruptcy Affect Your Child’s 529 Plan in Pennsylvania?
After spending so much time, effort, and money creating and contributing to your child’s 529 college savings plan in Pennsylvania, you do not want to risk it being liquidated during bankruptcy. Our lawyers can explain the different ways you can protect a 529 plan and other assets as you repay creditors. There are federal… Read More »
How to Answer a Foreclosure Notice in New Jersey
If you are behind on mortgage payments and foreclosure proceedings have started, you may be at risk of losing your house surprisingly fast. How you respond and what you do next is vital. Before answering the notice, talk to a lawyer. There may be mistakes or problems with the notice that you can challenge,… Read More »
Can Divorce-Related Debts Be Wiped Out in Pennsylvania Bankruptcy?
Divorce and bankruptcy can be unpleasant, but they may be necessary to help you get a fresh start. They also tend to take a large financial toll, and one may affect the other. Talk to your lawyer about how filing for bankruptcy could impact your assets in a divorce or vice versa. While bankruptcy… Read More »
How to Answer a Foreclosure Notice in Philadelphia
If you don’t respond properly to a foreclosure notice, your lenders may get a default judgement and take your home. We know what lenders need to hear after sending foreclosure notices or filing complaints, and can help you respond to news of a possible foreclosure. We can respond to a foreclosure notice by contacting… Read More »
What Happens to Your Home if Pennsylvania’s Homestead Exemption is Too Low?
If you file for bankruptcy in Pennsylvania, you may be able to claim a homestead exemption to protect some of the equity in your home. However, there is no homestead exemption under Pennsylvania law. Instead, you must claim federal bankruptcy exemptions to get the federal homestead exemption. If this exemption is insufficient, your attorney… Read More »
Can Bankruptcy Stop a Philadelphia Utility Shutoff or Tax Lien?
When you file a bankruptcy petition, you get an “automatic stay.” This halts collection efforts from creditors and gives you breathing room. While the stay is in place, they cannot call you, threaten you, or initiate other collection or enforcement efforts. But what about utility bills and tax liens? Utility bills aren’t the same… Read More »
Can You Choose Between State & Federal Exemptions in Pennsylvania Bankruptcy?
If you file for bankruptcy, certain legal exemptions exist that may help you protect assets and property up to a specific dollar amount. These exemptions may be offered by Pennsylvania or the federal government. While you might find several helpful exemptions, you must choose between state and federal offerings. You get to choose whether… Read More »